The home market rules

<br><br> You can't legislate common sense. You can try, as Finance Minister Jim Flaherty has attempted with new rules for mortgages, but if the public isn't behind the effort, the legislation won't work. It's like the old analogy with the stop sign, if drivers don't feel the sign is justified, they'll just barrel through the intersection. And there aren't enough police officers in the world to write tickets to end the infractions. <br><br>