How to reduce holiday debt

<br><br> New Year's Eve may leave a very real hangover for many revellers, but a financial hangover is a much more common problem after the holidays are finished and the decorations are taken down. Many parents, spouses and partners overspend on their loved ones over the holidays and start the New Year saddled with credit card debt and with their finances in relative shambles. The holidays are traditionally a time of excess. In this article, we'll show you how to avoid at least one type of holiday hangover. <br><br>